There are many reasons why you might seek out a personal loan. It might be unexpected medical expenses, home repairs, or treating yourself to a long-overdue holiday.
At All Finanz & Insurance Solutions Mackay, we take the time to get to know you and your needs so we can hunt for the right kind of loan with the best interest rates and repayment features to help you weather those financial ups and downs.
For more information, contact our Mackay brokers today on
(07) 4953 1250.
We can help you arrange unsecured personal loans. This means your loan is based on your capacity to repay rather than being ‘secured’ on the strength of an asset such as a car or a house. This means if circumstances change and you cannot repay your loan, your property won't be forfeited.
The advantage of a personal loan is that it can be used for any purpose. The disadvantage is that it has a much higher interest rate than secured loans because the lender is assuming the risk. Depending on the provider, a secured loan may enable you to borrow a larger amount.
We’ll also chat with you about alternatives that may make more financial sense in the long term. These could include refinancing your home loan to fund renovations or using asset finance to purchase a new car.
At All Finanz & Insurance Solutions Mackay, we look forward to showing you all the options available. We have offices in Mackay open five days a week, with after-hours and weekend appointments available.
All Finanz & Insurance Solutions Mackay takes all the hard work and stress from sourcing the best personal loan for you. After we've discussed your goals, we get to work examining all the personal loans on the market to compare:
We strive to get the best deal possible with a competitive interest rate based on your personal credit history.
Depending on the lender, you may need to provide proof of income, employment history and your current financial situation. You'll also need to have a good credit history to secure a loan with a low-interest rate.
It isn’t necessary to have a guarantor to get a personal loan so long as you can satisfy the lender that you can meet the repayments on the loan. However, depending on your circumstances, a guarantor may help you secure a better interest rate.
If making additional payments on your personal loan is something you would like to do, let us know. This means we can ensure that the loan options we present to you have a facility for extra repayments with no penalty for ending the term of the loan early.
Fees will vary from lender to lender, which is why we look at the best products available to get the funds you need with the best possible terms and conditions. Fees that lenders may charge include:
After Hours & Weekends Available – By Appointments Only
All Finanz & Insurance Solutions Mackay